Ø Service Connected Compensation- Disabilities resulting injury or disease incurred in, or aggravated by military service, in the line of duty, and not as the result of misconduct. There are 5 ways to receive a service connected rating, Direct, Aggravation, Presumptive, Secondary, and Injury as a result of treatment. A service connected claim can be re-opened if the disability has worsened, or for a claim that has been denied, by providing new and material evidence to support the claim.

Ø Non-service Connected Improved Pension- Provides financial support for wartime veterans or their widows, based on income and financial need. To qualify the honorably discharged veteran must have at least 90 days of active military service with at least one of those days being during a war time period. The veteran must be permanently and totally (P&T) disabled, and unable to obtain employment. The veteran or widow’s income must be below the income thresholds set by the VA, with un-reimbursed healthcare expenses being used to lower the income. A higher income threshold may be available to certain veterans who are housebound, or in need of the aid and attendance of another person. The VA considers a veteran P&T disabled at age 65. If younger than age 65, the veteran must produce medical evidence to prove he is P&T disabled. For an eligible widow, this is commonly referred to as a widow’s pension and being P&T disabled is not necessary for the widow. A higher rate of compensation can be obtained if the veteran or widow is in need of aid and attendance of another person. This type claim is especially advantageous for eligible veterans and widows who reside in assisted living or nursing homes due to the healthcare costs involved.

Ø Dependency and Indemnity Compensation (DIC)- Widows, widowers, minor children, children 18-23 going to school, and dependent parents, may be eligible for DIC if the veteran dies as a result of his service-connected disabilities. Even where the veteran’s death is not service-connected, the widow and/or children may be entitled to receive DIC if the veteran was rated or the alternative, was entitled to receive compensation, at 100%, or 100% due to Individual Unemployability ( I.U.) for at least 10 years immediately prior to his death. Also a veteran’s dependents may be eligible if he is rated, or the alternative, was entitled to receive compensation at 100%, for a period of not less than 5 years after his discharge from active duty.